5 Steps to Become a Globe Life Insurance Agent

Being an insurance agent gives you unlimited opportunities

If you’re looking for a flexible career opportunity where you truly help change the lives of others, take a closer look at the insurance industry.

As an independent contractor, you are in control of your financial worth and professional development.

To help you determine whether insurance is the right career for you, let’s look at who Globe Life is and the steps to becoming a Globe Life insurance agent.

Globe Life operates through its wholly-owned subsidiaries that provide life insurance, annuity, and health insurance products. American Income Division, Liberty National Division, and Family Heritage Division market to individuals and worksites through in-person and virtual platforms.

Globe Life also provides adult and juvenile insurance products to customers through the internet, direct mail, call center, and insert media channels.

United American Insurance Company markets Medicare Supplement policies and limited benefit supplemental health policies to individuals and employer groups.

Globe Life insurance agents are independent contractors. This allows agents to be their own boss and receive training and marketing support.

Each division or subsidiary of Globe Life has similar insurance products. They also have insurance products unique to their specialties. Research your options. A selection of products includes:

• Life insurance – whole and term life insurance
• Final expense insurance
• Accidental death insurance
• Mortgage protection insurance
• Income protection insurance
• Supplemental insurance including cancer, critical illness, hospital indemnity
• Group Retiree Health insurance
• Special risk insurance for youth programs
• Medicare Supplement insurance
• Voluntary Benefits for employers
• Group insurance for union and association members

First, second, and final interview

Prospective Globe Life agents typically have from two to three interviews. The first interview is a preliminary interview which may be conducted by phone or a video meeting. It’s a chance to talk briefly with an agent recruiter and set up a second interview if both parties are interested.

The second interview is in person or a virtual meeting and more in length.

The final interview may be a group interview where the candidate learns about the Company, the commission structure, and the training involved, and bonuses and incentives. It is more in-depth and educational regarding what being an agent at Globe Life involves.

Interview Process

It’s common for a person to go through the interview process before being contracted as an insurance agent. You want to understand what your earning potential is, what commission and incentives the company offers, whether there is a career track, and the training involved before studying and taking an insurance licensing exam.

The following are the five typical steps to becoming a Globe Life insurance agent.

1. Candidate goes through an interview process (typically 2-3 interviews). If the candidate’s interviews are successful, he or she will begin to be coached by the agent for steps to acquire a state license.
2. The candidate begins pre-licensing coursework (if the state requires it) and practice exams (these are usually self-paced).
3. The candidate takes an insurance licensing exam in their resident state and possibly in other states where they want to sell insurance. If they pass, they submit proof of a producer insurance license to the specific Globe Life subsidiary they are contracting with.
4. Once licensed and contracted with a Globe Life subsidiary, the new agent begins classroom and field training. Depending on the agency the training period can vary from seven days upwards to 30+ days.
5. Once released from training, the agent begins producing and writing business. Leadership development and additional training are typically available to agents throughout their career track.

If you are interested in pursuing an insurance career, speaking with an agent recruiter is the next key step. Globe Life Careers website has contact information. Agent recruitment can also be found on job boards such as LinkedIn and Indeed.

No matter what tomorrow brings, our customers have protection when they need it most.

Globe Life has helped protect this promise since our roots began in 1900. We are committed to helping families Make Tomorrow Better. The Globe Life family of companies has more than 17 million policies in force.* That’s why more people choose life insurance from Globe Life than any other insurance provider, according to S&P Global Market Intelligence. *excluding reinsurance companies and based on 2023 financial data

A.M. Best Company, an independent insurance analyst since 1899, awarded Globe Life an A (Excellent) rating (as of 8/23) based on its latest analysis of financial strength, management skills and integrity.¹

Standard and Poor’s Global Ratings for Globe Life is AA- (Very Strong) rating (as of 3/24). This demonstrates our strong, “ability to pay under [our] insurance policies and contracts in accordance with [our]terms.”²

Fitch rates Globe Life with A+ (Strong) rating (as of 9/24) which “reflects Globe Life’s very strong and stable operating profitability, conservative operating strategy, strong capital position, consistent debt servicing capability, and above-average reserve margins.”³

Globe Life has been accredited by the Better Business Bureau (BBB) since 1952 and holds the highest rating possible of A+ rating (as of 4/23).⁴

Source:

1. A.M. Best rating as of 8/23. This rating refers only to the overall financial status of the company and is not a recommendation of the specific policy provisions, notes, or practice of the insurance company. https://home.globelifeinsurance.com/about/financial-strength-and-insurance-ratings
2. Accessed 2024. Standard & Poor’s rating as of 3/24. This rating refers only to the overall financial status of the company and is not a recommendation of the specific policy provisions, notes, or practice of the insurance company. https://home.globelifeinsurance.com/about/financial-strength-and-insurance-ratings
3. Fitch’s rating as of 9/24. This rating refers only to the overall financial status of the company and is not a recommendation of the specific policy provisions, notes, or practice of the insurance company.https://home.globelifeinsurance.com/about/financial-strength-and-insurance-rating
4. Better Business Bureau’s rating as of 4/23. https://home.globelifeinsurance.com/about/financial-strength-and-insurance-ratings.