At Globe Life, we are committed to empowering our employees with the support and opportunities they need to succeed at every stage of their career. We take pride in fostering a caring and innovative culture that enables us to collectively grow and overcome challenges in a connected, collaborative, and mutually respectful environment that calls us to help Make Tomorrow Better.
Role Overview:
Could you be our next Underwriter I? Globe Life is looking for an Underwriter I to join the team!
This role is responsible for evaluating insurance applications and making informed, risk-based decisions to approve policies as standard, rated, or declined while maintaining full regulatory compliance across multiple product lines, including Medicare and health/life offerings. The Underwriter I performs specialized clerical functions, provides expert review of referrals from fellow underwriting team members, and builds strong agent relationships through professional communication.
This is a remote/work-from-home position.
What You Will Do:
- Establish and maintain productive working relationships with field agents, new business teams, underwriting staff, and other Globe Life departments to ensure seamless processing and optimal outcomes for current and future policy applications.
- Conduct comprehensive risk assessments by thoroughly reviewing and analyzing applicants' health histories utilizing approved underwriting resources, guidelines, and decision-making frameworks.
- Evaluate medical records, prescription histories, and health-related documentation to determine insurability and appropriate risk classification.
- Proactively communicate with agents via email to request outstanding compliance documentation and obtain additional information required for informed underwriting decisions while ensuring adherence to all regulatory requirements.
- Maintain current and comprehensive knowledge of health and life insurance regulations, including federal, state, and company-specific standards, to ensure all underwriting activities comply with legal and organizational requirements.
- Uphold strict confidentiality standards and protect sensitive applicant information in accordance with HIPAA regulations and company privacy policies.
What You Can Bring:
- High school diploma or equivalent required.
- 1-2 years of experience in an Underwriter Trainee or Junior Underwriter role.
- Experience in the insurance industry preferred.
- Demonstrated understanding of underwriting principles and risk assessment practices.
- Knowledge of medical terminology is a plus.
- LOMA 280 (Principles of Insurance) and LOMA 290 (Insurance Company Operations) strongly recommended within first year of employment.
- Pursuit of Fellow, Life Management Institute (FLMI) designation recommended.
Applicable To All Employees of Globe Life Family of Companies:
How Globe Life Will Support You:
Looking to continue your career in an environment that values your contribution and invests in your growth? We've curated a benefits package that helps to ensure that you don’t just work, but thrive at Globe Life:
Competitive compensation designed to reflect your expertise and contribution.
Comprehensive health, dental, and vision insurance plans because your well-being is fundamental to your performance.
Robust life insurance benefits and retirement plans, including company-matched 401k and pension plan.
Paid holidays and time off to support a healthy work-life balance.
Parental leave to help our employees welcome their new additions.
Subsidized all-in-one subscriptions to support your fitness, mindfulness, nutrition, and sleep goals.
Company-paid counseling for assistance with mental health, stress management, and work-life balance.
Continued education reimbursement eligibility and company-paid FLMI and ICA courses to grow your career.
Discounted Texas Rangers tickets for a proud visit to Globe Life Field.
Opportunity awaits! Invest in your professional legacy, realize your path, and see the direct impact you can make in a workplace that celebrates and harnesses your unique talents and perspectives to their fullest potential. At Globe Life, your voice matters.